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| Cyprus Local Reference INFOrmation
Information for citizens of the EU or legal residents in an EU country on the benefits of the new EU national health stsyem.
The EU Health Directive came into force on 1 January 2006. This allows EU Citizens to obtain state health service treatment anywhere in the EU and four other countries including Iceland and Switzerland. In effect all the member states health services are now available to any EU citizen. Resident of an EU CountryTo obtain an EU health certificate, the EU citizen must apply to the Health Service of their resident country. Most EU countries began issuing the card in 2005. UK Residents: A UK resident planning to travel in Europe should apply for the EU Health Card before leaving. The UK Health Service will issue UK residents with a card confirming they will pay for medical treatment while living or travelling abroad in the EU for up to five years. There have been errors in the issue of cards, make sure it is dated correctly for five years. This is adequate "health insurance" to meet Cyprus' immigration requirements which means that a person under state retirement age does not need to have private medical insurance. Note: The EU Health Card is not a substitute for full travel insurance. Resident in CyprusA person who lives in Cyprus for more than three months a year is legally required to register with immigration in Cyprus. A person who is resident for more than six months a year is legally required to register for Cyprus tax - both income and EU savings tax. After being registered with the Immigration authorities and in receipt of a "pink slip" temporary residence visa, application can then be made for a Cypriot medical card. This is done through the Cyprus health service of the Ministry of Health (MOH). An application needs to be submitted along with supporting documents. A person who is already resident in Cyprus and registered with immigration and tax authorities as retired or working can apply for the EU Health Card through the Cyprus health service.
A pensioner in Cyprus still needs a certificate E121 from their home country, however, not if they are working in Cyprus. Note: that applications are means tested and a person earning over a fixed rate per year pays fees in the Cyprus system on a rising scale. These charges are balanced by lower income tax with many people paying little or no tax in Cyprus on pensions under a fixed rate. The EU Health Card covers travel or return visits home to other EU countries. For UK citizens this removes uncertainty as the UK NHS is cracking down on non-residents claiming medical treatment. With an EU Health Card, free medical care is available in the UK while on holiday there. A person can reregister into the system if they return "home" permanently. Cyprus Health ServiceThe Cyprus health system is different to that of other western European countries: Specialist treatment and drugs may not be available locally or could require travel to Nicosia. There are no paramedics in ambulances. If a persons income is over the fixed minimum rate they have have to pay towards the cost of treatment. Having said that the doctors are good and treatment is of high quality. If private medical insurance is required there are three types of policy offering different levels of cover and premium:
Non-EU ResidentA non-EU citizen who moves to an EU country, including Cyprus, from a non-EU country will not qualify for the EU Health Card on arrival and will need private medical insurance in order to register with immigration to live in Cyprus. Further Information
Information supplied by Sam Orgill, director of ProACT Partnership
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